The AUD/CAD rate has climbed steadily since dipping to lows in late 2025, and anyone watching how the Aussie dollar stacks up against its North American cousin needs the real numbers. This piece pulls data from providers that track this pair daily, sorts through the forecasts, and gives you a grounded read on what the trends mean for conversions, comparisons, and planning ahead.

Current Mid-Market Rate: 1 AUD = 0.9774 CAD · 100 AUD to CAD: 97.74 CAD · 24-Hour Change: +0.08% · AUDCAD Symbol Rate: 0.97889 CAD · Historical Data Available: Up to 5 years

Quick snapshot

1Confirmed facts
  • Mid-market rates verifiable via XE and Wise
  • AUD/CAD hit 0.9071 on October 11, 2025, the year’s lowest reading (Wise)
  • AUD/CAD closed October 2025 at 0.963284, recovering 5.4% from November lows (OFX)
2What’s unclear
  • Exact 2026 forecasts depend on commodity swings and central bank decisions
  • No official Reserve Bank of Australia or Bank of Canada statements on this specific pair
  • Regional fee spreads between bank rates and mid-market rates not publicly quantified
3Timeline signal
  • October 11, 2025: Year low 0.9071 (Wise)
  • November 20, 2025: Secondary low 0.90890 (ExchangeRates.org.uk)
  • February 28, 2026: 0.963284 monthly close (OFX)
4What’s next
  • Short-term forecasts cluster near 0.97–0.98 through mid-2026 (ExchangeRates.org.uk)
  • End-2026 consensus leans toward 0.99, with outliers targeting 1.04 (CoinCodex)
Label Value
Current Rate 1 AUD = 0.9774 CAD
Symbol AUDCAD
Recent Change +0.08% (24h)
Data Source XE mid-market
Wise Year Low 0.9071 CAD (Oct 11, 2025)
OFX Feb 2026 Close 0.963284
6-Month Average (Wise) 0.9304
Past-Year Gain (TradingView) +10.70%

How much is $100 Australian in Canadian dollars?

At the current mid-market rate of roughly 0.9774, converting 100 Australian dollars lands you about 97.74 Canadian dollars before any transfer fees kick in. That figure comes straight from the live rates platforms like XE and Wise, which track the AUD/CAD pair continuously throughout the trading day.

The rate you actually receive depends on which service you use. Mid-market rates are the wholesale benchmark you see quoted on financial platforms, but banks and remittance services typically add a spread—sometimes 0.5% to 2% or more. That means if you are converting 100 AUD through a high-street bank rather than a dedicated currency service, you might receive closer to 96 CAD instead of 97.74 CAD. Dedicated fintech providers like Wise and OFX tend to pass on rates much closer to the mid-market benchmark.

Current conversion rate

As of recent trading data, the AUDCAD symbol rate sits at 0.97889 CAD, with intra-day swings of a fraction of a percent being normal. According to TradingView, the pair has gained 1.90% over the past month and 10.70% over the past year, reflecting a meaningful recovery from the lows hit in late 2025.

  • 100 AUD = ~97.74 CAD at mid-market
  • Bank or broker spread may reduce this by 0.5–2%
  • Wise and OFX offer rates closest to mid-market

Historical rates for 100 AUD

Six months ago, 100 AUD bought considerably fewer Canadian dollars. On October 1, 2025, the rate stood at 0.92146, meaning 100 AUD converted to roughly 92.15 CAD. By late November 2025, the rate had dipped further to 0.91395, dropping 100 AUD to about 91.40 CAD. The recovery since then is striking—by February 28, 2026, the rate climbed to 0.963284, pushing 100 AUD back up to 96.33 CAD.

What this means

Someone who waited rather than converting 100 AUD in late November 2025 ended up with roughly 5 CAD more by late February 2026. The difference is modest on small amounts but compounds significantly for larger transfers.

Which is stronger, the Australian dollar or the Canadian dollar?

The pair’s current reading of around 0.9789 tells you that one Australian dollar buys just under one Canadian dollar. That puts the two currencies in roughly the same neighbourhood in terms of absolute value—but the direction of recent moves is what matters for your conversion decisions.

Historically, the AUD/CAD rate has traded in a wide band. The October 11, 2025, low of 0.9071 marked the weakest the Australian dollar has been against the Canadian dollar in recent data. The pair has since bounced, and as of early June 2026, CoinCodex reports the rate at $0.9797 with bullish sentiment prevailing in the market.

Current strength indicators

On technical indicators, the AUD/CAD pair trades above both its 50-day simple moving average (0.9696) and its 200-day SMA (0.9412), according to CoinCodex. These are traditionally seen as bullish signals—the pair is holding above key trendlines that often act as support levels. The past week has shown a gain of 0.15%, with TradingView recording +1.90% over the past month.

  • Rate above 50-day SMA: signals short-term upward momentum
  • Rate above 200-day SMA: signals longer-term trend recovery
  • Past week: +0.15% (TradingView)
  • Past month: +1.90% (TradingView)
  • Past year: +10.70% (TradingView)

Factors influencing strength

The Australian dollar’s relative strength against the Canadian dollar ties back to a handful of economic levers. Commodity prices—especially iron ore and oil—play an outsized role since both countries are major exporters. When iron ore prices rise, Australia benefits, supporting the AUD. When oil prices strengthen, Canada benefits, which can weaken the AUD/CAD rate. Interest rate differentials between the Reserve Bank of Australia and the Bank of Canada also matter, as higher relative rates attract capital flows that support a currency.

The upshot

The AUD has recovered meaningful ground since October 2025, but the margin is thin—the pair still hovers below parity. Whether you come out ahead depends heavily on timing and which conversion service you use.

What is $100 Canadian in Australian money?

Working backward from the mid-market rate of roughly 0.9789, 100 Canadian dollars converts to approximately 102.17 Australian dollars. That inverse relationship is simple arithmetic, but it highlights a practical asymmetry: a Canadian sending money to Australia gets slightly more AUD per CAD when the rate is below parity.

The OFX historical data on the inverse CAD/AUD pair confirms this direction. On September 30, 2025, the CAD/AUD rate was 1.096784, meaning the inverse AUD/CAD sat at roughly 0.9118. The convergence since then to near parity at 0.9797 means the Canadian dollar buys fewer Australian dollars today than it did eight months ago—a direct consequence of the AUD’s recovery.

Reverse conversion details

For anyone doing business across both directions—say, an Australian company paying Canadian contractors or a Canadian resident sending funds to an Australian student—the conversion direction matters. At 0.9797 AUD/CAD, converting 1,000 CAD gets you roughly 979.70 AUD. Eight months ago, the same 1,000 CAD would have returned approximately 911.80 AUD. That is a 68 AUD difference attributable entirely to exchange rate movement.

  • 100 CAD = ~102.17 AUD at current rate
  • 1,000 CAD = ~979.70 AUD
  • Six-month comparison: 100 CAD bought ~109.70 AUD in late October 2025

CAD to AUD rate dynamics

The CAD/AUD pair follows the same drivers as AUD/CAD, just in reverse. Canada’s resource-heavy economy means the Canadian dollar is sensitive to global commodity cycles, and its close trade ties with the United States introduce a third-currency effect through the USD. For anyone tracking both directions, the OFX historical tables for both pairs offer a useful cross-check against daily fluctuations.

CAD to AUD: Historical snapshots
Date CAD/AUD Rate Inverse AUD/CAD
September 30, 2025 1.096784 ~0.9118
November 30, 2025 1.0941 0.91395
February 28, 2026 1.0381 0.963284
June 3, 2026 ~1.0207 0.9797

The pattern here is clear: Canadian dollar holders have seen their purchasing power erode against the AUD by roughly 7.4% over eight months, which matters most for recurring transfers or contracts priced in AUD.

Is the Australian dollar getting stronger or weaker?

Over the short and medium term, the Australian dollar has been strengthening against the Canadian dollar. The trajectory from October 2025 through June 2026 tells a clear story of recovery. The year opened with AUD/CAD trading at 0.92146 on October 1, 2025, slid to its lowest point of 0.9071 by mid-October, and continued declining to 0.90890 by November 20, 2025.

Since then, the move has been consistently upward. By December 31, 2025, the rate reached 0.916445. January 2026 closed at 0.93376, February at 0.963284, and the pair has consolidated near 0.9797 in June 2026. That is roughly 7.75% above the November 2025 lows over a span of about seven months.

Recent trends

The 24-hour change of +0.08% reflects normal market noise, but the longer windows tell a steadier story. TradingView shows the pair up 1.90% over the past month and 10.70% over the past year, which means the AUD has gained more than 10% against the CAD on a rolling 12-month basis. The 30-day trading window on CoinCodex shows 19 of 30 days closed in the green (63.33%), with volatility measured at a relatively modest 0.67%.

Why this matters

The sustained monthly gains suggest this is not a short-term bounce but a genuine trend recovery. For anyone timing a conversion, waiting indefinitely on the assumption the rate will keep climbing is a gamble—but the data supports a more optimistic base case than existed six months ago.

2025 outlook

The near-term trajectory points higher, though the pace of gains may moderate. The Wise 6-month average of 0.9304 sits below the current rate of 0.9797, suggesting the pair has moved above its recent average. Technical support at the 200-day SMA (0.9412) has held, which analysts generally interpret as a constructive signal. The question is whether macro conditions—commodity prices, interest rate decisions from the RBA and BoC—continue to favour the AUD.

Is AUD expected to rise or fall in 2026?

The 2026 forecasts split into two camps, and the divergence is worth understanding rather than treating any single projection as settled truth. ExchangeRates.org.uk takes a more conservative view, targeting 0.97000 by early 2026 and 0.99000 by late 2026. CoinCodex is considerably more bullish, forecasting the pair to reach $1.04 by the end of 2026—a full 5% higher than ExchangeRates.org.uk’s year-end estimate.

Both sources agree the direction is upward. The disagreement is about magnitude. ExchangeRates.org.uk’s monthly breakdowns show the pair moving from 0.97 in March 2026 to 0.98 by June 2026, gaining roughly 0.29% to 0.98% month over month. The CoinCodex technical model places the 2026 trading range between $0.9739 and $1.05, with an average of $1.02. The LongForecast model sits between the two, with May 2026 beginning at 0.971 and averaging 0.976.

2026 predictions

The ExchangeRates.org.uk forecast breaks down month by month through 2026 and into early 2027:

  • Early 2026: 0.97000
  • March 2026 close: 0.97
  • April 2026 close: 0.9733 (+0.29%)
  • May 2026 close: 0.9767 (+0.64%)
  • June 2026 close: 0.98 (+0.98%)
  • Three-month outlook: 0.98011
  • Six-month and one-year: 0.99000
  • Late 2026: 0.99000

CoinCodex takes a more bullish line, with its end-of-2026 target at $1.04 representing a 6.43% gain from current levels. Its 2030 projection sits at $1.07, and the one-year forecast extends to $1.11. For a more detailed look at the AUD/CAD exchange rate, check out this Euron bahtikurssi vertailu.

Business impacts

For businesses that deal in either direction of this pair—Australian firms importing Canadian goods, Canadian companies paying Australian contractors—the forecast direction matters for budgeting. If ExchangeRates.org.uk’s conservative view is correct, a company expecting to convert AUD to CAD in late 2026 should budget for roughly 2.4% more CAD per AUD than today. If CoinCodex’s view is closer to reality, that figure jumps to 6.4% more CAD per AUD. That difference is real money at scale.

AUD/CAD looks firmer — 0.97000 early 2026, then 0.99000 late 2026.

— ExchangeRates.org.uk, Forecast Analyst

AUD to CAD exchange rate is forecasted to hit $1.04 by the end of 2026 (+6.43%). Currently, the sentiment in the AUD/CAD market is estimated as bullish.

— CoinCodex, Market Analyst

How do the 2026 forecasts compare across sources?

Putting the major forecasts side by side reveals a meaningful spread. ExchangeRates.org.uk sits at the conservative end with a late-2026 target of 0.99. LongForecast projects 0.996 by May 2027, placing it slightly above ExchangeRates.org.uk but below CoinCodex. CoinCodex is the outlier on the bullish side at 1.04 by end-2026. TradersUnion, working from the inverse CAD/AUD pair, implies an AUD/CAD rate of roughly 1.063 by end-2026—a view even more optimistic than CoinCodex, though based on the opposite pair.

End-2026 AUD/CAD forecast comparison
Source Tier End-2026 Target Confidence
ExchangeRates.org.uk Tier 2 0.99000 Medium
LongForecast Tier 3 0.996 Medium
CoinCodex Tier 3 1.04 Medium
TradersUnion (inverse) Tier 3 ~1.063 Medium

The implication: anyone planning a conversion should anchor their budget to the ExchangeRates.org.uk view as the most defensible base case, while keeping the CoinCodex bullish scenario as an upside case. The spread between them—about 5%—is not trivial for large transfers.

What factors drive AUD/CAD trends?

Three broad forces shape the AUD/CAD pair. The first is commodity prices: Australia exports iron ore, coal, and gold, while Canada exports crude oil, natural gas, and metals. When iron ore prices rise relative to oil, the AUD tends to strengthen against the CAD. The second is interest rate differentials. The Reserve Bank of Australia’s cash rate and the Bank of Canada’s overnight rate influence capital flows. If the RBA raises rates faster than the BoC, the AUD tends to appreciate; the reverse applies if the BoC moves first. The third factor is broader risk sentiment—commodity-linked currencies like the AUD and CAD tend to move together in risk-on environments but can diverge when regional economic data diverges.

The trade-off

No single forecast captures all the variables. The ExchangeRates.org.uk model leans on technical trends and shorter-cycle data, while CoinCodex incorporates broader market sentiment. Neither has a direct line to the RBA or BoC’s next decision.

What is clear from the data: the AUD/CAD recovery from October 2025 lows has been driven by improving sentiment around Australian exports and a stabilization in commodity markets. Whether that momentum holds through 2026 depends on whether the macro environment continues to favour risk assets and commodity-linked currencies.

Where to get the best AUD to CAD exchange rate

The mid-market rate is a reference point, not a real-world rate. What you actually receive depends on the provider you choose. Banks typically add the widest spreads, often 1–3% above mid-market. Online platforms like Wise and OFX operate with tighter margins, sometimes under 0.5%, making them significantly better value for larger transfers.

  • Wise: Near mid-market rates; transparent fee structure
  • OFX: Competitive rates for mid-size transfers; historical data available
  • XE: Live rate tracking; useful for monitoring before committing
  • Revolut: In-app exchange with competitive rates

For a 1,000 AUD transfer, a 1% spread difference costs you roughly 10 CAD. Over a year of regular transfers, that spreads into real money. Comparing providers before each transfer, rather than setting and forgetting one account, is the most practical way to capture the best rate available.

Bottom line: Australians converting to CAD benefit from the strongest rates in seven months, with the pair near 0.98 providing roughly 7.75% more purchasing power than the November 2025 lows. Canadians converting to AUD face the inverse: they receive about 7.4% fewer Australian dollars than they would have in September 2025. For budget planning, the ExchangeRates.org.uk base case of 0.99 by end-2026 remains the most defensible anchor, while CoinCodex’s 1.04 target represents a plausible upside—but bank spreads can quietly erode 1–2% of any transfer, making provider selection as critical as timing.

Upsides

  • AUD/CAD up 10.70% over the past year, showing genuine recovery
  • Multiple Tier 2 sources confirm rates and forecasts, providing credible base case
  • Pair trading above both 50-day and 200-day SMAs, technically supportive
  • Access to near mid-market rates via Wise, OFX, and similar platforms

Downsides

  • Forecasts diverge by up to 5% for end-2026—no single reliable target
  • No direct statements from RBA or BoC on this specific pair
  • Bank spreads can cut 1–2% from the mid-market rate for retail customers
  • Rate remains below parity, meaning CAD still slightly stronger in absolute terms

Related reading: Australian Dollar to CAD: Live Rate & 2026 Forecast · Canadian Dollar to Indian Rupees – Current Rate and Trends

Meanwhile, reciprocal CAD to Australian dollar rates currently trade between 1.04 and 1.09 AUD, reflecting a downtrend from late 2025 peaks near 1.10.

Frequently asked questions

What is the current Australian dollar to CAD exchange rate?

The mid-market rate is approximately 0.9774 CAD per AUD as of recent trading. Platforms like XE and Wise update this rate continuously throughout the trading day. Note that the rate you receive for a conversion will be slightly lower due to the provider’s spread.

How much is 1000 Australian dollars in CAD?

At the current mid-market rate of 0.9774, 1,000 AUD converts to roughly 977.40 CAD before fees. At the October 2025 low of 0.9071, the same 1,000 AUD would have returned only 907.10 CAD—a difference of over 70 CAD attributable to exchange rate movement.

Why is the Australian dollar dropping?

The AUD weakened through late 2025 due to a combination of commodity price pressure on iron ore, shifting interest rate expectations from the RBA, and broader risk-off sentiment in global markets. The subsequent recovery since November 2025 reflects stabilization in these same factors.

What factors affect AUD/CAD rates?

Three primary drivers: commodity prices (iron ore for Australia, oil for Canada), interest rate differentials between the RBA and BoC, and broader risk sentiment in global markets. Both countries are commodity-linked, so the relative performance of their export sectors is the most direct influence.

How has AUD/CAD changed in the last year?

TradingView data shows the pair has gained 10.70% over the past year. The low point was 0.9071 on October 11, 2025, per Wise historical data. The rate closed 2025 at 0.916445 and climbed to 0.963284 by February 2026 before consolidating near 0.9797 in June 2026.

Where to get the best AUD to CAD exchange?

Wise and OFX consistently offer rates closest to the mid-market benchmark. Banks and some broker services add wider spreads. Comparing at least two providers before each transfer is the simplest way to maximise the CAD you receive for your AUD.

Is AUD stronger than CAD right now?

In absolute terms, the two currencies are nearly at parity—the AUD/CAD rate of 0.9797 means one AUD buys slightly less than one CAD. The CAD is marginally stronger, but the gap is small and the direction of recent moves has been in the AUD’s favour, with the pair recovering from lows below 0.91 in late 2025.

Is it cheaper to live in Canada or Australia?

This depends on the city and lifestyle, but generally, Canada has a lower cost of living index than Australia, particularly for housing. The exchange rate comparison (AUD/CAD around 0.98) means that a Canadian dollar goes slightly further in AUD terms than the other way around, but wage differences and taxation also factor into the real comparison.